The handling bank should sign a written loan contract with the borrower before granting the loan.

贷款发放前，经办行与借款人订立书面借款合同。

youdao

In loan granting, pledged right, as a means of pledging the creditors rights, can guarantee the lenders rights with perfect safety.

在借贷关系中，作为债权担保方式之一的权利质押，对贷款人实现权利可说是万无一失的保证。

youdao

EXAMPLE: Since the bank's analysts determined that the new company had an exceptionally high debt ratio, they advised against granting their request for a new loan.

这家银行的分析师认为这家新公司负债率过高，建议拒绝这家公司的贷款请求。

youdao

Participants were asked to evaluate six applications per session, rating applications on personal, business, management, and financial risk before granting or denying the loan.

FORBES: The Problem With Incentives

Their offices say no congressional hearings are planned on the alleged scandal because the lawmakers are waiting to hear back from major lenders that have been asked to provide information about their loan-granting practices.

FORBES: Loan Justice?