The handling bank should sign a written loan contract with the borrower before granting the loan.
贷款发放前，经办行与借款人订立书面借款合同。
In loan granting, pledged right, as a means of pledging the creditors rights, can guarantee the lenders rights with perfect safety.
在借贷关系中，作为债权担保方式之一的权利质押，对贷款人实现权利可说是万无一失的保证。
EXAMPLE: Since the bank's analysts determined that the new company had an exceptionally high debt ratio, they advised against granting their request for a new loan.
这家银行的分析师认为这家新公司负债率过高，建议拒绝这家公司的贷款请求。
Article 23 If a contract stipulates a special account for granting the loan, the loan shall be granted and paid through this account.
第二十三条合同约定专门贷款发放账户的，贷款发放和支付应通过该账户办理。
The article argues that granting students loans by social security cards from social security fund can radically solve the dilemma of students' credit squeeze and the student loan risk control.
利用社保基金，通过社保卡向贫困大学生提供助学贷款，能够从根本上解决大学生贷款难和风险控制问题。
Article 3 the bank granting a loan pledged with a special export tax rebate account shall have priority to claim upon the tax rebate in the pledge account.
第三条出口退税专用账户质押贷款银行，对质押账户内的退税款享有优先受偿权。
Article 37 For granting a loan, the commercial bank shall conclude a written contract with the borrower.
第三十七条商业银行贷款，应当与借款人订立书面合同。
Article 37 For granting a loan, the commercial bank shall conclude a written contract with the borrower.
第三十七条商业银行贷款，应当与借款人订立书面合同。
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