The handling bank should sign a written loan contract with the borrower before granting the loan.

贷款发放前，经办行与借款人订立书面借款合同。

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Article 23 If a contract stipulates a special account for granting the loan, the loan shall be granted and paid through this account.

第二十三条合同约定专门贷款发放账户的，贷款发放和支付应通过该账户办理。

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In loan granting, pledged right, as a means of pledging the creditors rights, can guarantee the lenders rights with perfect safety.

在借贷关系中，作为债权担保方式之一的权利质押，对贷款人实现权利可说是万无一失的保证。

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Participants were asked to evaluate six applications per session, rating applications on personal, business, management, and financial risk before granting or denying the loan.

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