Nobody in their right mind would pay 18 percent interest on a car loan, but people seem to have no problem paying comparable rates on their credit card purchases.

头脑正常的人不会为汽车贷款付18％的利息，但是看来人们用信用卡付账时支付相似的利率时就没有问题。

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As paying by credit card becomes less intrusive, with no need to open your wallet, any new fees are going to be mostly transparent and ignored.

FORBES: Credit Card Users May Pay an Additional Fee

Given that students should also get into the habit of paying their credit card bills on time and in full at this point in their credit careers, a no annual fee student credit card would be free to use and would preserve the option of building credit without actually making purchases.

FORBES: The Best Credit Cards For College Students