The debtor or the third party specified in the preceding paragraph is the mortgagor, the creditor specified there is the mortgagee, and the property used as security is mortgaged property.
前款规定的债务人或者第三人为抵押人，债权人为抵押权人，提供担保的财产为抵押财产。
A mortgage contract should be concluded in writing. Mortgagor, mortgagee and the third party who set up the right of mortgage on his own property are all in different circulation of interest.
书面形式是抵押合同的成立生效要件，抵押人、抵押权人、以自己的财产设定抵押权的第三人在主债权合同及抵押合同中皆处于不同的利益循环之中。
In case the ship is not insured, the mortgagee has the right to place the ship under insurance coverage and the mortgagor shall pay for the premium thereof.
未保险的，抵押权人有权对该船舶进行保险，保险费由抵押人负担。
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