To estimate these expenses, add together all of your monthly debts and living expenses, including rent or mortgage.

预算这些费用，要加上你每个月所有的债务以及生活花费，包括租金以及房屋贷款。

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One furious family insider told us: "the monthly sum seems large, but this includes the kids' fees for schooling, clothes, food, staff, security and living expenses."

一个气愤地家庭内部知情者透露：“每月的津贴看起来是比大的数额，但是这个仅包括孩子的学费，衣服，食物，工作人员，保安还有其他生活开支。”

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The argument comes down to what goes on Form 433-A. On Form 433-A you list out your monthly income and your monthly living expenses.

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Even more gloomy is the fact that 27% of the mass affluent were tapping their long-term savings to meet short-term financial needs Some were using their savings for monthly living expenses like bills and groceries.

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Add it all up, and Chestnut's married clients shell out practically all of their monthly income on living expenses, scraping to save anything beyond a retirement plan contribution.

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