Based on the theory of risk management, starting with the influence of moral hazard on the insurability of risk, the paper studies deeply in the reasons, preconditions and the types of moral hazard.
本文以风险管理为理论基础，从道德风险因素对风险可保性的影响入手，对保险市场中道德风险的形成原因、产生条件和表现形式进行了深入分析。
This behavior is termed moral hazard. In practice, not all risks can be insured, and the insurability of a given risk depends on a number of factors.
这种行为被称为道德风险实际上，保险不能保障所有的风险，而且对某一特定风险的保险取决于很多因素。
Because of specialty, complexity and catastrophe of loss, the insurability of agricultural risk has its more control.
由于农业风险自身的特殊性、复杂性和损失的巨大性，其可保性更是受到很大的局限。
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