The tort liability is a liability for damages that should be undertaken by the injurer for the tort.
侵权责任即是因侵权行为的发生而由加害人依法应承担的损害赔偿责任。
The phenomenon that the injurer only compensates limited damages commonly exists in reality, which is called as restrictive compensation.
在现实生活中大量存在加害人只在一定的限额内承担赔偿责任的现象，本文称之为限制性损害赔偿。
Through establishing simple model, we analysis the moral hazard problem in different supervising levels of insurer and in different wealth levels of injurer.
本文主要研究了保险中的道德风险与保险人的监督水平以及致害人的财富水平之间的关系。
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