The establishment of complete personal credit system and the management model concerned, may help to strengthen the integration and utilization of personal credit resources.

要求建立完善的个人信用体系和个人信用管理模式，从而加强对个人信用资源的整合和利用。

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Company tenet: rely on talents, relying on science and technology, customer first, ensure that credit, for our country environment management and resource utilization for contributions.

公司宗旨：依靠人才、依靠科技、用户至上、确保信誉，为我国环境治理和资源利用作贡献。

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The utilization of option model to measure credit risks is the earliest and most widely used method in the world.

运用期权模型对信用风险进行度量，是国外信用风险度量模型中最早和最多采用的方法。

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In fact, an important component of a FICO credit score is credit utilization.

FORBES: The Pitfalls of No Pre-Set Spending Limit Credit Cards

If your revolving credit limit is reported and your spending ends up surpassing it as a result of all the encouragement from your credit card company, your credit utilization will reach 100 percent.

FORBES: The Pitfalls of No Pre-Set Spending Limit Credit Cards

Because of the importance of a credit limit to your credit score and the lack of a communicated limit to consumers, the question must be posed: How does FICO determine credit utilization on NPSL cards when there is no credit limit?

FORBES: The Pitfalls of No Pre-Set Spending Limit Credit Cards