In the last few weeks, the soon-to-be-disbanded Financial Services Authority has told banks that any extra lending they make to the UK economy - to businesses and households - can be provided without incurring anyadditional capital charge.
In addition the Accra-based company will ask for equity in any business that manages to raise capital with its help, and also plans to charge an additional matchmaking fee.
The credit card companies became subject to the laws of a state that placed no limits on how much interest they could charge their customers, allowed them to raise their rates on a whim, and permitted any number of additional provisions that made life immeasurably better for credit card dealers.