The Account Fee covers the operating and maintenance costs of your Holding.

账户管理费用包括管理和保值增殖您手中股份的费用。

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More good news for bank consumers: since the January 2011 Bank Fee Survey, average minimum balance requirements to avoid fees are lower, and average monthly checking account maintenance fees (for those who pay them) are also slightly lower.

FORBES: Free Checking Options Fewer, But Not Gone