重新贷款
...gage):不查收入,首次购房-可选期限:30年丶20年丶15年丶7年丶5年丶3年-可提前还-利率低至3.75% 。 房屋重新贷款(Refinance):房屋利率调整,房屋抵押贷款 商业业务: 小商业贷款 (SBA Loans):适用于企业扩张丶并购丶管理现金流。
再融资
事实上,财富效应在中国发挥主要作用的微观条件并不成熟,住房的财富效应主要通过再融资(Refinance)和抵押等机制实现,而中国金融市场尚没有提供住房再融资的相关产品,通过抵押住房来提高当期消费的现象也不多见,因此,本文的理...
再贷款
当然做 Refinance(再贷款)是最佳挑选了,刚好本人屋子的贷款也到期了,于是乐得拿一个低利率,不用付罚款,同时把还款期限延长到35年,减轻本人的月供。
再筹资
... Principal 本金 Refinance 再筹资 Refund 退还;再筹资 ...
出口再融资计划
住房可偿付再融资计划 ; 房贷可负担再融资计划 ; 再融资计划
再融资兑现 ; 套现再融资
refinance:再融资
re-,再,重新,finance,金融,融资。
Refinancing may refer to the replacement of an existing debt obligation with another debt obligation under different terms. The terms and conditions of refinancing may vary widely by country, province, or state, based on several economic factors such as, inherent risk, projected risk, political stability of a nation, currency stability, banking regulations, borrower's credit worthiness, and credit rating of a nation. In many industrialized nations, a common form of refinancing is for a place of primary residency mortgage.If the replacement of debt occurs under financial distress, refinancing might be referred to as debt restructuring.A loan (debt) might be refinanced for various reasons:Refinancing for reasons 2, 3, and 5 are usually undertaken by borrowers who are in financial difficulty in order to reduce their monthly repayment obligations, with the penalty that they will take longer to pay off their debt.In the context of personal (as opposed to corporate) finance, refinancing multiple debts makes management of the debt easier. If high-interest debt, such as credit card debt, is consolidated into the home mortgage, the borrower is able to pay off the remaining debt at mortgage rates over a longer period.For home mortgages in the United States, there may be tax advantages available with refinancing, particularly if one does not pay Alternative Minimum Tax.