For SF of QOL, monthly family income, system of working hours, frequency of leisure entertainment, social objective support and illness during previous two weeks were the significant factors.

Short durations of mortgages mean that homeowners quickly build up equity in their homes with their monthly payments.

Surprisingly, households that earn less than 10, 000 rupees a month save the most when organised retailers open up nearby, shaving about 10% from their shopping bills.