Paying bills late can have a negative effect on your credit, but its never too late to get it right.
2
往来账款都是由于商业信用产生的,对往来账款的管理是企业财会管理的重要内容。
The intercourse credit all is because the commercial credit produces, to the intercourse credit management is the enterprise finance and accounting management important content.
Since they haven't built up their credit histories yet, it's a safe bet that these young adults are paying relatively high-interest rates on the resulting credit card debt.