And pessimists might be those who say, "No, no. On balance, " the negative of death outweighs the positive-ness of life."

而悲观主义者可能会说，“不，不，总的来说，死亡的负面性要盖过生命的积极性“

耶鲁公开课 - 死亡课程节选

So, it really is -it really ought to be on the bank's balance sheet and it ought to be regulated by the bank regulators, but there was a failure to do that and that is the problem that we are in currently.

所以说,它确实该...,它应该反映在银行的资产负债表上,同时接受银行监管体系的管理,但这却没能实现,这就是我们目前面临的问题

耶鲁公开课 - 金融市场课程节选