Also, about regulation, I want to mention the NAIC-- it's a very important institution-- that stands for National Association of Insurance Commissioners.

同样的,关于监管,我要说说NAIC,它是一个非常重要的机构,它的全称是美国保险监督官协会

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It's a little bit like the NAIC -the National Association of Insurance Commissioners -recommends laws to the local insurance regulators in the fifty United States.

这有点像NAIC,美国保险监督官协会,它对全美国50个州的,地方保险监管机构推荐法律法规

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