In America,the traditional way to finance a home purchase is with a thirty-year, fixed-rate mortgage loan.

VOA: special.2011.01.24

Part of--this is the--it's not loan-to-value ratio-- this is the ratio of mortgage debt to personal consumption expenditure.

这并非贷款价值比率的问题,一定程度上,是抵押率的问题,即负债对个人消费支出的比率

耶鲁公开课 - 金融市场课程节选

A mortgage lender doesn't want to lend more than the property is worth because that would mean a loan-to-value ratio over one.

抵押贷款的贷方,借给你的钱不会超过财产本身价值,因此贷款价值比率就会大于1

耶鲁公开课 - 金融市场课程节选

By the end of March, twelve percent of homeowners with a mortgage were late on loan payments or in the process of losing their home.

VOA: special.2009.05.29

When you mortgage a property that means that you offer the property as collateral for a loan.

当你通过抵押贷款购买一项财产意味着,你需要抵押这项财产的所有权以获得贷款

耶鲁公开课 - 金融市场课程节选

The goal is to try to restructure his loan to keep his mortgage payments to within 31 percent of his income.

VOA: standard.2010.02.17

It tells how--there's a conforming loan limit that is a limit on how much Fannie and Freddie -how big a mortgage they can make to one homeowner.

两者都有一个贷款限额标准,也就是限定房利美和房地美,面向单个购房者的抵押贷款额度

耶鲁公开课 - 金融市场课程节选

Saving and Loan Associations, by the way, no longer exclusively limit themselves to mortgage lending -either they do home improvement lending and auto loans and the like as well.

顺便提一下,储贷协会,现在也不仅限于发放抵押贷款,他们也发放住房装修贷款,及汽车消费贷款之类的

耶鲁公开课 - 金融市场课程节选