With six competitive European ties under our belt as opposed to the usual coma-inducing pre-season pap, I confidently predict Motherwell will fly out the traps at McDairmid Park and take the first step towards another foreign field-trip next summer.

BBC: Motherwell: season preview

The first step they take towards doing so is to enlist a handful of co-leaders, and willingly share top leadership with them.

FORBES: Subordinates or Co-Leaders?

The first step towards doing the latter would be to take advantage of the present teaching moment before contemplating further rewarding the Saudis for their double-game.

CENTERFORSECURITYPOLICY: A teaching moment

But it will take time for firms to sort the loans in their portfolios into different risk buckets as a first step towards modifying them en masse, says Bill Rinehart of Ocwen, a servicer in Florida.

ECONOMIST: Mortgage restructuring