Finding the right partner with whom to embark upon this journey can perhaps be the most important decision you make after all, you may end up spending as much time with this person as you do with as your own spouse or significantother.
Even at many major corporations, the person who is responsible for the pension is also the CFO or has othersignificant corporate duties and only spends 10% of his time on pension matters.
"There is absolutely no doubt in my mind and I think in the mind of any otherperson who has dealings on this subject in the NHS that there is a significant amount of abuse going on, " he says.