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Like a minimum down payment, this reduces overleveraging and means Texas wasn't hurt as badly by the housing crash as other states.
WSJ: Review & Outlook: The Lone Star Jobs Surge
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Still, money manager Fred Burke of Johnston Lennon says insurance companies are generally not hurt as badly as they have been in the past, thanks to intricate reinsurance deals.
FORBES: Magazine Article
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Andrew also revealed that full-back Tait was not as badly hurt as first feared when he was carried off after an accidental clash of heads with All Blacks centre Richard Kahui.
BBC: Andrew upbeat despite series loss
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It's about recognising, in terms of my own community where I come from, that there have been many people who have been badly hurt as a result of state violence.
BBC: Queen to begin two-day Northern Ireland visit
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Offensive comments about rape by GOP Senate candidates in Missouri and Indiana gave the media an excuse to put social issues at the election's center in a way that badly hurt the entire party, as well as costing Republicans two Senate seats.
WSJ: Rove: The Lessons of Defeat for the GOP