An insurance contract in which an agency guarantees payment to an employer in the event of unforeseen financial loss through the actions of an employee.

一种保证合同，保险方保证一旦由于雇员的行动造成意外的经济损失，雇主将得到陪偿。

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Now, that's not to blame anybody -- that's just to understand that the severity, the slope at which we saw job loss, was unforeseen not just by us but by virtually everybody that enters into the type of forecasting that these guys enter into.

WHITEHOUSE: Press Briefing