The urgent matter for commercial Banks is to reduce non-performed assets, take precautions against and dissolve financial risks, over which credit risk dominates.

商业银行的当务之急是降低不良资产，防范与化解金融风险，而信贷风险又是主要风险。

youdao

It can not only reduce the disposal cost of non-performing assets, but also enhance the cash-asset ratio and take precautions against financial risks.

运用这一手段处置金融不良资产可以降低资产处置成本，提高资产回收率，防范和化解金融风险。

youdao