Experimental results show that the model of credit scoring built by the algorithm is compact, comprehensible and accurate.

实验结果显示，该算法建立的客户信用度评分模型简洁、易懂和准确率高。

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We don't know what are the parameters of this credit-scoring model.

NPR: Credit-Reporting Agencies Create New Scoring Format

The researcher thought to add another factor to the credit-scoring model: the competitiveness of the schools the students attended.

FORBES: Practical Implications