The business model is fixed bargaining reversely such as paying of mobile service fee and water fee. In fact wallet can be used at any moment and anywhere, so mobile wallet should be used at any moment and anywhere too.
手机钱包在实现模型上有以移动运营商为中心、以银行为主体和以第三方服务提供商为主体三种，在交易模型上都是相对固定的交易，比如交纳电话费、水费等。
参考来源 - 移动电子商务The implementation project of mobile wallet is very important in mobile commerce.
手机钱包的实现方案在移动电子商务中具有重要的地位。
参考来源 - 期刊学术社区·2,447,543篇论文数据，部分数据来源于NoteExpress
Mobile Wallet Set to Replace Credit Cards
电话钱包或将取代信用卡
The implementation project of mobile wallet is very important in mobile commerce.
手机钱包的实现方案在移动电子商务中具有重要的地位。
If you were hoping to start using the next iPhone as a mobile wallet, the wait might be a bit longer.
如果你希望在苹果iphone手机中使用手机钱包业务，那你或许需要等很长一段时间。
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