The personal contribution ratio is voluntary in the annuity program.
2
平均主义、轻契约以及忽视个人责任的文化传统影响个人缴费的积极性；
The positive and negative impacts of ideology, values and conventions upon the endowment insurance policy.
3
目前，用人单位的缴费比例为工资总额的6%左右，个人缴费比例为本人工资的2%。
At present, about 6 percent of the wage bill of employing units and 2 percent of personal wages should be paid as part of the medical insurance premiums.
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