Bankers find it hard to face clients if their stock sells like a ragamuffin.

FORBES: Tech Blue Chips Whiffing Like Testosterone-less Yankees

He started to probe me on small technology stocks like Solitron Devices and a bunch of ragamuffin conglomerates.

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If the equity ratio is comfortable, it suggests the ragamuffin under analysis carries the capacity to refinance some of its debt unless the situation deteriorates after your entry point.

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Last year's race was also hit by a controversy after Investec Loyal (now renamed Ragamuffin Loyal) pipped Wild Oats XI for line honors in a dramatic finish in Tasmania.

CNN: STORY HIGHLIGHTS

But hopes of breaking its own race record of one day, 18 hours, 40 minutes and 10 seconds set in 2005 appeared to be fading with Ragamuffin Loyal, skippered by 85-year-old Syd Fischer, in hot pursuit.

CNN: STORY HIGHLIGHTS