As for the second, the credibility of the whole social is not good enough. Outstanding payment is common among the chinese enterprises and government. Turnover rate of fund is comparely slow.

第二个解决方案，的确是个好主意，可惜我们社会的诚信体系还没完全建立起来，企业之间相互拖欠货款的事情是有发生，资金周转不畅是生产经营的大忌。

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The bank caclulates loan interest as "simple" interest -- for every payment period, multiply the current outstanding principal by the current interest rate to determine the interest payment.

银行用“简单”利息的方法计算贷款利息-在每个还款期间，用当前未还清的本金乘以当前利率，从而计算出应付的利息。

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By contrast, rules are only executed when the conditions for that rule are exactly matched as a result of other system processing (for example, applying payment against an outstanding balance).

与之相对，只有在其他系统处理(例如，为未清偿余款提供支付)导致准确匹配相应规则的条件时，该规则才会执行。

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Your credit score is based on your payment history, outstanding debt, length of time you've had credit, types of credit you now have and the number of inquiries.

FORBES: Magazine Article

In effect what the Chancellor has said is that if an individual cannot afford to pay their tax any other way, the Revenue will be happy to collect the outstanding liability by credit card payment.

BBC: Money Talk

Payment in full of all outstanding liabilities is usually required during the amnesty period--most programs do not offer installment plan options.

FORBES