这种新产品叫做目标退休基金(target retirement fund)，也称作生命周期(life-cycle)或者目标期限(target maturity)基金，可以根据投资者的年龄变化逐渐改变资产配置 ，以逐步减少股票...
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The Vanguard 2005 Target Retirement fund has, we were told, a 47% allocation to equities.
FORBES: More Worries for Defined Contribution Plan Fiduciaries (August 31, 2006)
That is the most conservative target retirement fund Vanguard offers. (Vanguard does, however, offer an income fund that invests 30% in equities.) Did we hear that right, we asked?
For example, a 45-49 year old might choose the Target Retirement 2030 Fund which has 79% in equities.
FORBES: Five Financial Moves Not To Make At Fifty
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