Paper shredder. If you shred a fair bit of paper around your place (credit card or bank statements, receipts and paid bills) a great idea is to place the shredder directly over the recycle bin.
假如你经常在家销毁纸张（信用卡或银行文件，收据、已付账单等等），把碎纸机放在垃圾桶上方应该是个不错的想法。
For at this point, the deposit banker may think to himself: "for decades, this bank has built up a brand name for honesty and for redeeming its receipts."
从这时起，储蓄银行的行长们也许会这样为自己考虑，“几十年来，这家银行已经建立了诚实守信的金字招牌。”
And since the whole point of fractional-reserve banking is not to have sufficient money to redeem the receipts, the Rothbard bank would quickly go under.
且既然整个部分准备金银行制度的意义就在于银行不需要有足够的储备金去兑现它的票据，因而罗斯巴德银行会很快破产倒闭。
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