This paper proposes multiple internal credit risk rating system which refers to commercial bank credit risk.

本文提出了信贷风险的内部信用评价指标体系。

youdao

Internal credit rating is the core of the risk management system of commercial banking.

内部信用评级是商业银行风险管理体系的核心。

youdao

The Internal Rating Based Approaches is the basic of credit risk rating system, which is used to dissolve the credit risk in our commercial banks.

以内部信用评级为前提的信用风险预警方法是防范和化解信贷风险的基础。目前我国商业银行都采用这一方式管理信贷风险。

youdao

The suggested revision adds two ideas to the same basic regime: in deciding how much capital is needed, make greater use of, first, credit-rating agencies' measures of risk and, second, banks' internal risk-management models.

ECONOMIST: Economics focus