Whether or not you decide to use a full-service broker depends on your level of self-confidence, your knowledge of the stock market and the number of trades you regularly make.

不论你决定使用一个提供全面服务的经纪取决于你的水平，自信，你的知识的股票市场和若干行业，你会定期作。

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If you use a full-service broker, it also will tell you how reasonable your broker's fees are when compared with competitors.

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"I had a full-service broker because I thought that was the way you were supposed to do it, " says Koza, now 51.

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Whether you are a do-it-yourself investor with an online brokerage account, or you get investment recommendations from a broker at a full-service brokerage firm, you'll typically receive an account statement monthly, or at least quarterly, and a trade confirmation every time you buy or sell a security.

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