They may get a commission on the securities they sell; charge fees, either flat or a percentage of the assets they manage for you; work at an hourly rate; or a combination of all of them.

他们可能会从销售的证券那里得到佣金；可能收取管理费，固定的或是按照为你管理资产的比例收取；可能按照小时收费；或是包括以上所有方式。

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Average hourly earnings were flat last month, and are up just 1.7% from a year earlier, half the rate at which they were growing before the recession.

平均小时薪金与上月持平，仅比去年同期水平增长了1.7%，这只是衰退前增长率的一半。

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Sometimes they offer you an hourly rate, some times it is a flat rate to complete a specific project.

有时，他们为您提供一小时计算，有些时候它是一个划一完成具体项目。

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But fee-only financial planning includes other methods of charging clients such as a flat retainer, an hourly rate or a charge specific to the task at hand.

FORBES: Fee-Only Financial Planner: What's the Difference?

If you want advice delivered in person, consider a fee-only planner, meaning one who charges either an hourly rate or a flat rate, as opposed to one who lives off sales commissions.

FORBES: Got To Have A Plan