A fixed deposit, also referred to as a time deposit, term deposit or Certificate of deposit (CD), is a kind of savings deposit with a definite length of maturity.
定期存款，也称为期限存款或定期存单，是存款期限固定的一种储蓄存款。
Savings/time optional deposit in foreign currency are registered deposit without fixed amount, without definite maturity, whose interest rate varies in line with the length of maturity.
外币定活两便存款是一种不确定存期，利率随存期长短而变动的记名式不定额存款。
"I placed my savings on fixed deposit to earn higher interest".
我存了定期账户以获取更高的利息。
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