Article 26 As for a divorce by agreement, the parties concerned may choose the applicable laws at the habitual residence or of the state of nationality of one party by agreement.

第二十六条协议离婚，当事人可以协议选择适用一方当事人经常居所地法律或者国籍国法律。

youdao

Since your lenders are not a party to the divorce agreement, they are not bound by its terms.

因为你们的债主不是你们离婚协议的当事人，他们不因你们的离婚而失去债务追索权。

youdao

It is usually helpful to get a retirement plan run by a professional, ensuring it includes the proposed settlement agreement, before you actually sign divorce paperwork.

FORBES: 5 Ways Divorce Takes Your Money