In 2006 80% of them relied on defined-benefit plans, which pay a pension based on wages and years on the job.

2006年，80%的雇员依靠的是确定给付计划，这就意味着养老金是根据工作的工资和年限支付的。

youdao

They would also have hybrid plans, with part of the traditional defined-benefit pension replaced by a defined-contribution plan of the sort common in the private sector.

他们同时采取复合计划，即把部分传统的确定给付养老金形式替换为私营部门常见的养老金固定缴款计划。

youdao

Defined benefit pension plans may be terminated by either the employer or the PBGC.

FORBES: PBGC Pension Termination: A Worker's Perspective by Terry O'Rourke, United airlines (December 15, 2007 )

American sponsors four defined benefit pension plans covering nearly 130, 000 workers and retirees.

FORBES: Conflicts Abound at American Airlines' Pension and 401(k) Plans

That number includes both defined benefit pension plans and contribution plans like 401(k)s.

FORBES: Good News: Today's And Tomorrow's Retirees Are Better Off Than You Think