Utah is closing its defined-benefit plan to new employees next June.

犹他州也计划于明年六月停止对新员工的养老金固定收益计划。

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They would also have hybrid plans, with part of the traditional defined-benefit pension replaced by a defined-contribution plan of the sort common in the private sector.

他们同时采取复合计划，即把部分传统的确定给付养老金形式替换为私营部门常见的养老金固定缴款计划。

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Michigan closed its defined-benefit scheme to entrants back in 1997 and Alaska moved to a defined-contribution plan for new staff in 2006.

密歇根州在1997年就不再对新员工实行养老金固定收益计划，阿拉斯加州于2006年实行了对新员工的养老金固定缴款计划。

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If you have younger employees, a custom-designed defined-benefit plan will allow you to put away big bucks for yourself, and little for them.

FORBES: Investment Guide: Self-Employment

Various studies by benefits consultant Hewitt Associates show that only 38% of U.S. employers plan to offer a defined-benefit plan by the end of 2006, compared to as many as 83% in 1990.

FORBES: Magazine Article

The 401(k) plan accelerated in 1986, when Congress passed legislation permitting the replacement of the defined-benefit plan offered to government workers with a less attractive defined-benefit plan and an attractive defined-contribution plan.

FORBES: The Danger Of A 401(k) Flameout