In general, the bank at the end of the year will appear credit tight situation, this year and last year's credit scale has very strict control, by the end of the "off -" the situation is more serious.

一般情况下，银行在年底都会出现信贷额度紧张的情况，加上今年去年的信贷规模一直控制得挺严格，年底“断贷”的情况更为严重。

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The CIRC will conduct assessment and issue its review opinions in terms of assets scale, corporate governance, internal control, credit-worthiness, research capability, market status, etc.

中国保监会从资产规模、公司治理、内部控制、诚信状况、研究能力、市场地位等方面，对其进行评估并出具审核意见书。

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This is an important number because it shows that we can adhere to our mission, control credit quality and still build scale.

FORBES: NCB Capital Impact: Investing Billions into Underserved Communities Nationwide