Due to all kinds of reasons, the loans credit risk management system exists many defects in the above mentioned Banks, they are affected obviously to the loans credit risk against with control.
由于种种原因，我国国有商业银行贷款信用风险管理制度存在着诸多缺陷，明显影响了银行对贷款信用风险的防范和控制。
Based on this background, this paper takes interest rate pricing of credit card as the research subject, and conducts the system research from the view of credit risk control.
正是基于上述背景，本文以信用卡利率定价为研究主题，从风险控制视角对信用卡利率的定价进行系统研究。
Control technology, particularly credit risk rating system has been thoroughly explained.
对风险控制技术特别是信用评级制度作了深入阐述。
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