Insurance beneficial right is the claim to insurance compensation of beneficiary.

保险受益权是受益人基于保险合同所享有的保险金的请求权。

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If you could guarantee compensation in case the insurance company refuses to honor a claim for faulty packing, we would be quite willing to accept cartons.

万一保险公司以包装不当为由而拒绝接受索赔时，如果你保证赔偿的话，我们就乐于接受纸箱。

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What shall we do to claim the compensation of insurance premium?

索要保险金时该怎么做呢？

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