The precise manner in which interest is charged is usually detailed in a cardholder agreement which may be summarized on the back of the monthly statement.
征收利息的精确数额，通常会被详细汇总在持卡人每月收到的对账单背面。
It is essential that a cardholder understand what is written in their card member agreement.
这是至关重要的是，持卡人了解什么是写在自己的会员卡协议。
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