If the obligations are in different currencies, the Lender may convert either obligation at a market rate of exchange in its usual course of business for the purpose of the set-off.

如果该付款义务采用各种不同货币，贷款行可按照其日常业务的市场汇率进行转换，以达到抵消之目的。

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Spot RateThe exchange rate shown today for an exchange of two currencies on the settlement date in two business days.

即期汇率今日显示的汇率，用于在两个交易日中的结算日内两种货币的兑换。

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The disappearance of national currencies will lose them a lot of foreign-exchange business and expose them to far more competitors.

ECONOMIST: Banks better buck up