You'll want to make sure your account is current and that there are no pending transactions, and of course you'll want to transfer the positive balance to your bank account.

你希望确保你的帐户是正常且没有即将发生的交易，当然你也想要保证你的银行账户有正常存款余额。

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It might be as simple as reviewing your current bank's options or you might consider migrating your account to an Internet bank, especially if earning more interest is important to you.

解决的最简单的方法也许就是看看你存款的银行有没有其他选择，或者将钱存到网上银行，特别是当存款利息对你来说是很重要的时候就更要这样做了。

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You may open a current account at a bank.

你可以在银行开立一个活期帐户。

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"The issue of bank current account charges is a matter of real concern to the banks' customers, and raises wider questions about competition and transparency of pricing, " said Mr Fingleton.

BBC: NEWS | Business | Study launched into bank charges

The OFT said that after its first, initial, review of bank current account charges, which it started last September, it now shares the worries of customers that they may be being charged too much.

BBC: NEWS | Business | Study launched into bank charges

The Reserve Bank of India, the country's central bank, has flagged the current account gap along with high inflation as major constraints to rate cuts that many believe are necessary to revive economic growth.

WSJ: India's Trade Deficit Narrows