Ishould liketopoint out that ourpriceswerecalculatedwithoutinsurance for anyspecialrisk. Sowe applied for the usualW. P. A.coverage andlet our customers deal with the matter ofbreakage.
Employers then deposit the savings resulting in the difference between these policies and the more usual type of coverage into an account for the employee to use for routine medical expenses, a medical version of Individual Retirement Accounts.