按揭贷款是指以按揭方式进行的一种贷款业务。如:住房按揭贷款就是购房者以所购住房做抵押并由其所购买住房的房地产企业提供阶段性担保的个人住房贷款业务。所谓按揭是指按揭人将房产产权转让按揭,受益人作为还贷保证人在按揭人还清贷款后,受益人立即将所涉及的房屋产权转让按揭人,过程中按揭人享有使用权。
数据暴露,建行持有美国次级(Secondary)按揭贷款(Mortgage loans)支撑债券账面价钱2.44亿美元(折合人民币16.61亿元),能说不能行,不是真智慧。心好命也好,富贵直到老。
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...款结构看,12月房地产开发贷(Commercial real estate loans)折年率环比下降2.4%; 按揭贷款 ( Closed-end residential loans )折年率环比下降4.9%,此前已连续6 个月保持正增长;循环房屋权益贷款(Revolving home equity loans)折年率环比下降6.3%,跌幅...
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次级按揭贷款 subprime mortgage loan
按揭贷款基准组合 benchmark mortgage pool ; haha benchmark mortgage pool
按揭贷款发放者 mortgage loan originator ; haha mortgage loan originator
按揭贷款契据 mortgage deed
按揭贷款限额 mortgage limit
按揭贷款安排 mortgage arrangement
私人住宅物业按揭贷款 private residential mortgage lending
住房按揭贷款 Home Mortgage Loan ; Housing Mortgage Loan
全美按揭贷款银行协会 Mortgage Bankers Association ; MBA
问题在于偿还按揭贷款—别的一切事情都能对付。
The problem is paying the mortgage—everything else is liveable with.
长大后的问题是,有一大堆重要的事情要处理,从工作、按揭贷款到晚餐该做什么。
The problem with being a grownup is that there's an awful lot of serious stuff to deal with—work, mortgage payments, figuring out what to cook for dinner.
成年人的问题是,有一大堆重要的事情要处理——工作、按揭贷款、弄清楚晚餐该做什么。
The problem with being a grown up is that there's an awful lot of serious stuff to deal with—work, mortgage payments, figuring out what to cook for dinner.
The collateral could be a number of things including mortgages--securitized mortgages that are risky and dangerous assets.
抵押品可是很多种东西,包括抵押贷款-证券化按揭贷款,这种有风险的,危险的资产。
Troubled banks then who have this the problem banks have now is they have these securitized mortgages that they've bought and the homeowners are defaulting on the mortgages now.
于是出于困境中的银行,现在银行的问题在于,他们持有自己买的,证券化按揭贷款,而房屋持有者却,对抵押借款拖欠。
So there's a panic in the market for securitized mortgages - and the price is often very low or if it's they're very hard to market and hard to sell.
所以,在市场上,证券化按揭贷款引起了恐慌,并且价格通常很低或者说如果它,他们很那出售而且对市场不利。
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