Job losses continue to drive loan defaults.
失业继续导致贷款违约。
It has been battered by floods of loan defaults caused by the credit crunch and plummeting home values.
而因信贷危机和房产迅速贬值所引发的贷款违约潮则使抵押贷款业务受到重创。
If people and firms expect prices to fall, they stop spending, and as demand sinks, loan defaults rise.
如果人们和企业预计到价格将要下跌，会停止消费，需求从而会下降，贷款违约率会上升。
A further rise would lead to more loan defaults, adding to the substantial pressure on bank balance sheets.
如果失业率继续上升，将出现更多贷款违约，给银行资产负债表造成沉重压力。
The industry standard today is this: if a loan defaults the investors will lose their outstanding principal.
目前这一行业的标准是这样的：如果一笔贷款发生违约，投资者将会失去他们的未偿本金。
The global economy has been rocked in the past year by a credit crisis stemming from US mortgage loan defaults.
在过去一年中，由美国次级房贷问题引发的信贷危机严重影响了全球经济。
Fewer customers failed to repay loans during the quarter, another sign that the worst losses from loan defaults could be in the past.
在第三季度，不能如约偿还贷款的消费者有所减少，标志着贷款违约损失最惨重的阶段已经过去。
To be profitable, financial institutions must overcome the adverse selection and moral hazard problems that make loan defaults more likely.
是有利润又财政的机构一定克服不利的选择和道德危险使贷款假设值变成更有可能的问题。
The result was a temporary worldwide credit bubble, followed by a wave of loan defaults, falling housing prices, banking losses and a dramatic tightening of bank lending.
其后果是世界范围内短期的信贷泡沫以及紧随其后的贷款拖欠、房产贬值、银行损失和银行借贷的急剧紧缩。
Citigroup executives say the bank has ample capital and funding and will be able to absorb waves of loan defaults for which Banks of all sizes around the world are bracing.
花旗集团管理人员称，该行有充足的资本和资金，能够消化席卷全球银行业的贷款拖欠潮。
We've had a few trust loan defaults that haven't caused a big stir yet, but there have been a couple of depositor bail outs that don't point to a determined attempt to curb the excess yet.
我们已经看到了一些信托贷款违约事件，但没有造成很大轰动，不过，已经有了两三件存款人救助的案例，但这些案例并还未显示出消除过分信贷的坚定努力。
One caveat to the above observation may be that when loan defaults, typically such events are reported on borrower's credit report which in turn results in lowering of FICO score for the borrower.
上述观察产生了一个警示：当贷款违约，特别是这类事件被披露在借款人的信用报告中时，这份报告反过来又降低了借款人的信用分数。
That makes sense—the loan is secured by a tangible asset that will retain some value if the borrower defaults—but it can also lead to overlending.
这其中确有道理，贷款是以某种一旦借款方违约，仍将保留部分价值的有形资产作为担保，不过它也可能导致过度放贷。
What’s a bank to do when a person defaults on his loan payments, doesn’t respond to legal notices, and isn’t intimidated by tough talk?
当某人的贷款违约时，银行除了与之对簿公堂，或是厉声恐吓之外，还有什么办法？
In addition, the bank handling the refinancing may charge higher fees of its own to compensate for the risk that the loan soon defaults and Fannie or Freddie insists it be bought back.
而且，处理再融资的银行可能收取更多的费用，用以补偿贷款再次倒帐的风险。因为两房坚持要求回购抵押品。
A provisions in a bond indenture or loan agreement that puts the borrower in default if the borrower defaults on another obligation.
债券或贷款协议条款，规定若借方对另一项债务责任违约即会被视为对协议中的债务责任违约。
Investors get a return based on the interest rate of the loan and can lose their money if the business defaults.
在贷款利率的基础上，投资者获得回报，也可能因商业违约而失去金钱。
If so, firms like Capital One could look forward to sharply higher earnings as lower defaults would allow lenders to ease off on the expense of building their loan-loss reserves.
果真如此的话，那么CapitalOne等公司的收益预计将大幅上升，因为较低的违约率可以减轻信用卡贷款发放公司在提取贷款损失准备金方面的压力。
But it also reflects the lower disruption from tightening the REINS on foreign acquisitions compared with forcing loan or bond defaults by blocking cross-border debt repayments.
但它也反映出，相比阻止跨境偿债来迫使贷款或债券违约，收紧境外收购的干扰程度较低。
That has brought delinquent loan payments and defaults by commercial developers.
这带来了商业开发商的拖欠贷款还款和违约。
However, with the approaching of repayment deadline, repayment defaults also begin to occur and severely influence the smooth implementation of the student loan.
然而，随着还款期的到来，还款拖欠现象开始出现，并严重影响到助学贷款的顺利运行。
From my research and discussions with loan-company owners, their loans are collateralized and demand is strong, and as long as they adhere to strict loan to value ratio rules, defaults are rare.
笔者进行的研究以及与贷款公司老板的访谈显示，这些公司的贷款都有抵押，需求很旺，而且只要他们坚持严格的贷款与价值比率规则，就很少有违约的情况。
From my research and discussions with loan-company owners, their loans are collateralized and demand is strong, and as long as they adhere to strict loan to value ratio rules, defaults are rare.
笔者进行的研究以及与贷款公司老板的访谈显示，这些公司的贷款都有抵押，需求很旺，而且只要他们坚持严格的贷款与价值比率规则，就很少有违约的情况。
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