By choosing to acquire fundamentally sound revenue drivers, Realty Income invests in high-quality stand-alone real estate leased to credit-worthy tenants with business models that are all differentiated by strong sources of operational cash flow and profitability.
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Former Forbes 400 member and condo king Jorge Perez got crushed in the 2008-2009 Florida real estate collapse and credit crisis.
Small regional banks, less diversified than their larger brethren and more exposed to riskier asset classes such as home-equity lines of credit and commercial real estate, are most at risk of running out of capital-raising options.
That expands the list of eligible collateral which banks can post from securitized debt (those asset-backed bonds accepted since Dec. 2007 on top of government gilts), just so long as the loans are residential or commercial real-estate mortgages, consumer loans (but not including credit cards), or corporate loans to non-bank borrowers.
If that became the case, it could create problems that rarely end well, such as a credit-fueled real estate boom.
Gold may be as over-leveraged as real estate was just before the credit crisis that sparked the 2008 economic meltdown and the lingering aftermath.
Single-family housing starts hit their highest level since the first-time homebuyer tax credit sparked residential real estate demand back in April 2010, helping housing starts hit an annualized 750, 000 in August.
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He said during the real-estate boom, sales were driven up by "artful credit conditions, but now with tight credit, "prices are more real.
Eventually Dolan started an electronic system to deliver information to financial institutions and credit agencies that needed up-to-the-minute data on things like real estate liens and foreclosures.
The rise in total consumer debt was widespread, as consumers increased both their credit card debt and took out loans for automobiles and other big-ticket items, excluding real estate.
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