Auto manufacturers wouldsave a bundle on healthcare premiums, and most workers would see HSAs as a positive step up from their current plans: If a worker is blessed with good health, he would buildup a nice pile ofcash that belonged to him.
Colossal amounts ofcash running to billions of dollars will buildup in the coffers of the joint-venture, until either the oligarchs or BP become antsy about having rights to all that lovely money but not being able to touch it.
Because they distribute most of their income and capital gains in the form of dividends during the good times, they are unable to pay down debt or buildupcash reserves prior to the inevitable downturns.