That gives them leeway should they want to bring in another partner and helps protect their personal assets should there be a freak accident and large liability judgment levied against a property.

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The Industrial Lines segment includes insurance products such as liability, motor, accident, fire, property, legal protection, marine, special lines, and engineering insurance for large and mid-size enterprises.

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There are several amendments in play on issues like liability of employers after industrial accident, regulation of lettings agents and against the abolition of the Agricultural Wages Board, where Tory icon Lady Trumpington has signed an amendment along with Labour's Lord Whitty and the Bishop of Hereford.

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They also limit the liability of plants in case of accident, and help them clean up afterwards.

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One important note: As with increasing your automobile liability insurance limits, an asset protection plan will only work if you establish it before your car accident.

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